e Secure Capital Funding Corporation specializes in  Small Balance Commercial Loan programs that provide alternatives to traditional bank financing.  Our Small Balance Commercial Loan programs are ideal for borrowers / investors seeking small balance commercial real estate loans ranging from $100,000 – $1.5 Million.

Who are these borrowers / investors?

• First time investors
• Business owners
• Medical professionals
• Attorneys with their own practices
• Borrowers / Purchasers of commercial condo units
• Experienced investors looking for maximum leverage to use their capital for continued investments
• Existing property owners

We are a small balance commercial funding company that is partnered with small balance commercial lenders that are nationwide, which provide Full Doc and Stated Income – Stated Asset Commercial programs.

Small Balance Commercial Loan Programs Overview

Full Doc Small Balance Commercial Loan Programs

Full Doc Small Balance Commercial loans allow you put as little as 3% down or to get as high as 97% LTV financing as a qualified investor / borrower.  Full Doc Small Balance Commercial niche programs are best suited for borrowers / investors who want or require maximum leverage on small balance commercial real estate purchases, refinances, and refi-cashouts.

With our innovative Full Doc Small Balance Commercial Loan programs, some of the features include:

• Common Sense Underwriting
• Debt-to-Income (DTI), which is residential style underwriting
• Traditional Full Doc underwriting requiring tax returns
•  Debt Services Coverage Ratio (DSCR):
• Properties with strong ‘cash flow’ do not require tax returns
• Parallel Processing
• Multiple underwriting functions occur simultaneously
• Pre-Approval within 48-72 hours
• No loan committees
• Results: 30-45 day closings
• No balloon payments
• Terms: 15, 20, 30 years.  Full amortization
• Secured on Commercial Properties Such As:
• Multifamily
• Mixed-Use
• Bed & Breakfast
• Mobile Home Park
• Self Storage
• Warehouse
• Office
• Retail
• Light Industrial
• Automotive
• Gas Station

Full Doc Small Balance Commercial loans allow borrowers / investors to SAVE money, increase capital, or even purchase additional properties.  Unlike other small balance commercial programs, our Small Balance Commercial Loans have longer terms with no balloons, so your payments are lower and you (borrower / investor) won’t have to worry about refinancing again.

Stated Income – Stated Asset Small Balance Commercial Loan Programs

Like most small business and commercial property owners, you may assume that a bank is the only place to go when your business needs cash.  Unlike most bank commercial loans, our Stated Income / Stated Asset Small Balance Commercial Loan is a Stated Income / Asset Loan program.  That means that our Stated Income / Stated Asset Small Balance Commercial Loan programs do not require full document paperwork, and you (borrower / investor) will enjoy greater flexibility and faster turnaround times.

• No tax returns required
• No income verification
• Pre-Approval within 48-72 hours
• Unrestricted cash-out
• Loan amount under $1 Million
• 90% CLTV available
• Seller seconds allowed
• Secured on commercial properties such as:
• Multifamily
• Mixed-Use
• Warehouse
• Office
• Retail
• Light Industrial
• Automotive
• More
• Fixed or adjustable rates
• 15 to 30 year amortization
• Loans to corporations, partnerships, and trusts are okay.

Applying is as easy as one phone call.

With our Stated Income / Asset Small Balance Commercial Loan programs, you (borrower / investor) don’t have to hassle with submitting endless paperwork to apply for a small balance commercial loan.  Applying is a breeze with our ultra-simple, three-step Small Balance Commercial Loan process.

• Begin by calling us now at 561.735.0885.
• We will work with a team of specialists who will arrange for your property appraisal and structure a small balance commercial loan that works for you.
• Arrange a convenient time and place for your closing.

If you are seeking Rate/Term Refinance, Cash-Out Refinance, Purchase, or whatever your needs may be... as high as 97% LTV, Call Us Now at 561.735.0885 or Click Here for your Small Balance Commercial Loan Request.  Any and all information you submit will be held in strict confidence.

We look forward to working with you!